| Platform Commission | 5-30% per sale | Zero% — you keep everything |
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| Payment Processing | Included in commission (but you still pay) | 2-3% (Stripe, PayPal, or local gateway) |
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| Monthly Platform Fee | None (they take commission instead) | $5 to $40/month depending on plan |
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| Customer Data | Marketplace owns it — you cannot access emails or phone numbers | You own everything — emails, phone numbers, order history |
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| Brand Identity | Your store looks like every other seller on the platform | Custom domain, logo, and fully branded experience |
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| Pricing Control | Algorithm pressure to match or beat lowest price | You set your own prices without competition on your page |
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| Account Risk | Can be suspended or banned at any time | Your store — nobody can take it away |
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| Advertising | Pay for visibility on the same platform | Drive traffic from Google, social media, and ads you control |
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| Returns and Refunds | Marketplace rules apply — often buyer-favored | You set your own return policy |
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| Long-Term Cost (100 sales/month at $20 avg) | $200-600/month in commissions alone | $5-39/month platform fee + ~$58 payment processing |
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